Summer trends can be so much fun. Currently, we're really enjoying the nautical trend -- navy and white, khakis, boat shoes, etc. And, when if we really want to play up that trend, we have no problem choosing accessories that, with anything else, would look a bit costumey. You know, shapes like sand dollars and starfish can make for some really fun jewelry!
For example, we're just loving this Double-strand Seahorse Necklace, $175 from J.Crew. The glass beads start off the whimsical style, and the jeweled seahorse is both fun and beautiful. We also love the way the seahorse isn't hanging, like a pendant -- it's to be worn to the side, which makes it even more fun.

This is one of those pieces that could be worn with a simple white shirt and khaki mini, with a bathing suit, or with something a bit more elegant.